ManipalCigna Health Insurance expands its presence to J&K
Srinagar, January 19: ManipalCigna Health Insurance, one of India’s leading standalone health insurance companies, expanded its footprint in Jammu & Kashmir, focusing on providing reliable and comprehensive health protection to families across India through its flagship product, ManipalCigna Sarvah.
A joint venture between Manipal Group and Cigna Healthcare (USA), with presence across India, including Jammu & Kashmir. ManipalCigna is expanding steadily in tier 2 and tier 3 cities, helping more families access affordable health insurance. The company serves over 20 million customers, supported by over 120 branches and a network of 15,000 hospitals.
Recently awarded “Product of the Year 2025 – Health Insurance,” ManipalCigna Sarvah offers three comprehensive plans -Pratham, Uttam, and Param, allowing customers to choose plans based on their needs and budget.
ManipalCigna Sarvah Param plan offers Day 1 coverage, ensuring zero waiting period so that customers can get immediate access to quality healthcare. The plan also provides unlimited sum insured, giving customers the peace of mind and complete continuity from day 1.
ManipalCigna Sarvah Uttam plan offers personalized and comprehensive health insurance cover with infinite coverage option – Anant, helping customers experience the freedom against life’s most critical health challenges.
ManipalCigna Sarvah Pratham plan provides an essential and affordable health insurance coverage option, specifically tailored for the missing middle. It caters to both new-to-health customers and existing ones who would like to enhance their coverage against major illnesses and accident-related hospitalization(s).
Along with product innovation, ManipalCigna places strong emphasis on claims and service experience, reinforming its promise of quick and easy claim settlement, while witnessing a lower post-sale complaint ratio in the health insurance category reflecting consistent service quality and effective grievance handling.
Through simple products, strong claims practices, and a customer-first approach, ManipalCigna aims to make quality healthcare protection accessible to households across regions and income groups.



